Host card emulation

Empower your customers to make fast and secure phone-to-phone eWallet payments using tokenization with Host Card Emulation technology.

Request a demo

How does our host card emulation feature work in eWallet?

Input wallet reference ID

The user inputs their eWallet’s unique reference ID into the mobile app to begin the payment process.

Generate a token for the ID

Then, he generates a secure token for the eWallet reference ID, ensuring the card details remain confidential.

Save the token in HCE

The user saves the generated token securely in the phone’s NFC chip using Host Card Emulation technology.

Make phone-to-phone payments

Now, the user can tap their phone against another NFC-enabled device and successfully make phone-to-phone payments.

Offer next-level payment data security to your customers

Transform your customers’ payment experience with Host Card Emulation. And deliver secure and convenient transactions to every user.

Phone-to-phone payments

Easily enable secure and NFC-based contactless transactions. Provide a quick and efficient payment solution for your users.

Tap to pay easily
Instant wallet transfers
Enhanced user convenience

Tokenization

Convert sensitive payment data into secure tokens and store them using HCE technology to ensure information protection during all transactions.

Protect sensitive data
Ensure user privacy
Simplify transaction processing

Contactless acceptance

Facilitate quick and touch-free payments with HCE phone-to-phone payments. And enhance user satisfaction with transaction speed.

Fast tap-to-pay feature
Improved customer experience
Secure and smooth payments

Paper-less receipts

Provide instant receipt notifications for every transaction, thereby supporting an eco-friendly approach and easy record-keeping.

Instant transaction notifications
Organize payment history easily
Reduce operational costs

Want to enhance security and efficiency with host card emulation?

Discover how our Host Card Emulation technology can enhance your eWallet services and streamline transactions for your users.

Schedule a demo

Frequently asked questions

Our HCE solution uses advanced encryption and tokenization to safeguard sensitive data, ensuring secure transactions.

Yes, HCE can be easily integrated with your current eWallet systems, while providing an enhanced feature set without complete overhauls.

HCE supports various transactions, including in-store payments, online purchases, and peer-to-peer transfers, which makes it versatile for users.

HCE is compatible with NFC-enabled Android and iOS devices, which allows users to make contactless payments easily.

Implementation costs vary based on integration complexity and customization. We work closely with you to understand your requirements and provide competitive pricing tailored to your specific needs.

Look through your eyes of insight to our insightful thoughts

DigiPay.Guru is born to simplify financial transactions. We love discussing the latest finTech solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.