Simplify transactions with customizable wallet models
Bank wallets
Offer your customers secure and easy access to banking services through mobile wallets linked to their bank accounts.
Merchant wallets
Enable businesses to manage payments and transactions efficiently with merchant-specific wallets.
Financial inclusion wallets
Support underbanked communities by providing eWallets with easy access to essential financial services.
B2C, B2B, B2G, C2G and other wallets
Offer a variety of wallet options for businesses and individuals that cover consumer, business, government, and other transactions.
Sub wallets
Create sub wallets under one main wallet for better transaction management and financial control.
Efficient onboarding processes tailored to your business needs
eKYC
Verify your customers’ identity quickly and securely through electronic Know Your Customer (eKYC) processes.
Learn moreDynamic KYC steps
Adapt KYC procedures based on customer profiles for a smoother and more tailored experience.
Automated KYC verification
Speed up the verification process with automated KYC checks thereby reducing human error and delays.
KYC rule configurations
Set flexible KYC rules to meet regulatory standards while customizing the onboarding flow for different user segments.
KYC based activation
Activate accounts or services based on successful KYC verification to ensure security and compliance.
Streamline every transaction with versatile payments and transfer options
Cash In / Cash Out (QR, cash-by-code)
Allow customers to deposit and withdraw money using QR codes or cash-by-code options for convenience.
Bill splitting
Enable your users to easily split bills with others (friends/family). This makes group payments hassle-free.
Top up and bills payment
Allow your customers to top up for varied services and pay bills directly from their mobile wallet.
Learn moreSchedule payment
Let customers schedule payments in advance to ensure bills are paid on time without reminders.
In-store & P2P QR payments
Facilitate both in-store and peer-to-peer transactions with secure QR code payments via eWallets.
Merchant payments
Offer businesses a seamless way to receive payments through mobile wallets and enhance customer satisfaction.
Flexible payment channels for seamless customer transactions
POS
Enable payments in physical stores with Point of Sale (POS) terminals that accept mobile transactions.
mPOS
Allow merchants to process payments anywhere using mobile Point of Sale (mPOS) systems, even on the go.
Learn moreUSSD
Offer basic mobile payment services to customers with no internet access using USSD codes.
Chatbot
Use AI-powered chatbots to handle transactions and customer queries. This makes mobile payments even easier.
API
Integrate payment systems into your app or website with our API, thereby enabling smooth transactions across platforms.
NFC & HCE (Host Card Emulation)
Let users make contactless payments with Near Field Communication (NFC) or Host Card Emulation (HCE) technology.
Learn moreBuild strong agent networks for maximum business reach
Setup agent hierarchy
Create a structured agent network for efficient distribution of services with clear hierarchies and responsibilities.
Flexible commission model
Offer a customizable commission structure for agents based on their performance and contribution to your network.
Enable smooth bulk payments with flexible beneficiary options
Learn moreUnlimited number of beneficiaries
Allow businesses send payments to an unlimited number of recipients in a single batch that saves time and effort.
One-time setup
Set up your bulk payment process once and enable sending payments effortlessly whenever you need.
Beneficiary management
Manage a large number of beneficiaries with ease. And ensure the accurate and timely release of bulk payments.
Comprehensive reporting
Access detailed reports on bulk payments and track each transaction for transparency and audit purposes.
Drive customer retention with personalized loyalty & rewards program
Learn moreSign-up bonuses
Attract new customers with enticing sign-up bonuses for joining your mobile money platform.
Referrals
Encourage existing customers to refer friends and family while rewarding them for bringing in new users.
Point accumulation & redemption
Allow users to earn points on transactions and redeem them for rewards or discounts.
Cashbacks & promo codes
Offer cashback and promo codes to keep your customers engaged and coming back for more.
Protect your users and their data with top-tier security and compliance
Learn moreIdentity proofing
Protect against fraud by verifying the identity of users during the sign-up process using secure methods.
AML screening
Screen transactions for potential money laundering activities to ensure compliance with regulations.
Case management
Manage and resolve compliance cases efficiently. And ensure timely action on suspicious activities.
Transaction monitoring
Monitor transactions in real-time for any unusual activities while ensuring the safety of users and the platform.
DigiPay.Guru’s success over the years
Over the years, DigiPay.Guru has successfully delivered several customized and top-notch digital wallet solutions for its clients. You can get a glimpse of a few of those works here.
Successful implementation of a next-gen mobile money solution for a Gambian client
CASHUP is a FinTech Company based in Gambia. The app aims to enhance customers' lives by making payments easily accessible in Gambia. They wanted to create a mobile money solution that would be user-friendly and could fulfill the customers’ all payment needs with enhanced features and app specifications.
Haiti
DigiPay.Guru created a smart cum reliable digital wallet for its Haiti-based client.
NatPay is a FinTech startup based in Haiti. It has its sister company with the name BOSOU aiming to offer mobile payment solutions to its county’s citizens. The app aims to boost…
HaitiLook through your eyes of insight to our insightful thoughts
DigiPay.Guru is born to simplify financial transactions. We love discussing the latest finTech solutions. We write regular blogs where we cover insightful topics with our insightful thoughts to cater you with imperative informations.
